/* ============================================================================
   MY DEAL APPROVED — shared stylesheet
   Loaded by every page. Two complete themes (light + dark) live here as CSS
   variables; the accent color is injected from config.js at runtime so a clone
   re-skins by editing THEME.ACCENT_* and nothing else.
   ========================================================================== */

/* ── THEME TOKENS ───────────────────────────────────────────────────────── */
/* Palette sampled from Cyrus's reference (auto design 2.jpg, 08/01/26):
   navy surfaces #001830–#183048, electric-blue accents #2060d8–#2868e0.
   The look is deep navy glass with blue glow — NOT neutral black. Every
   surface carries a blue cast on purpose; that tint is most of the effect. */
:root{
  /* dark is the structural default; [data-theme="light"] overrides below */
  --bg:#050f1c; --bg-2:#08182b;
  --panel:#0d2237; --panel-2:#123049;
  --line:#17304a; --line-2:#224463;
  --text:#eaf2fb; --muted:#93a8c2; --faint:#7d92ad;
  /* --accent is the FILL (white text on it must clear 4.5:1 — #2060d8 = 5.64:1)
     --accent-text is the accent used AS TEXT on navy (#6fa8ff = 7.99:1).
     site.js overwrites both from config at load; these are the fallbacks. */
  --accent:#2060d8; --accent-text:#6fa8ff; --accent-ink:#fff;
  --accent-soft:rgba(32,96,216,.12); --accent-line:rgba(32,96,216,.34);
  --ok:#34d399; --warn:#fbbf24; --danger:#f87171;
  --shadow:0 18px 50px rgba(0,6,18,.55);
  /* glass + glow — the two things that make the reference look expensive */
  --glass:linear-gradient(160deg,rgba(255,255,255,.055),rgba(255,255,255,.012) 46%,rgba(0,0,0,.05));
  --glass-edge:inset 0 1px 0 rgba(255,255,255,.07);
  --glow:0 0 34px rgba(32,96,216,.34);
  --glow-strong:0 6px 30px rgba(32,96,216,.5);
  --maxw:1180px;
}
:root[data-theme="light"]{
  --bg:#ffffff; --bg-2:#eef3fa;
  --panel:#ffffff; --panel-2:#f2f6fc;
  --line:#dde5f0; --line-2:#c6d3e4;
  /* --faint is used for 11–12px legal/notes text, so it still has to clear
     WCAG AA 4.5:1 on white. #78808f measured 3.98:1 and failed; this is 5.3:1. */
  --text:#0b1626; --muted:#53627a; --faint:#5f6f88;
  --accent-text:#1a56c4;
  --accent-soft:rgba(26,86,196,.07); --accent-line:rgba(26,86,196,.26);
  --shadow:0 10px 34px rgba(12,28,54,.10);
  --glass:linear-gradient(160deg,rgba(255,255,255,.9),rgba(240,245,252,.6));
  --glass-edge:inset 0 1px 0 rgba(255,255,255,.9);
  --glow:0 0 26px rgba(26,86,196,.16);
  --glow-strong:0 6px 24px rgba(26,86,196,.26);
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Inter Tight',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  background:var(--bg);color:var(--text);line-height:1.6;-webkit-font-smoothing:antialiased;
  transition:background .25s ease,color .25s ease;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.accent{color:var(--accent-text)}
.center{text-align:center}

/* ── PLACEHOLDER GUARD BANNER ───────────────────────────────────────────── */
/* Shows on every page while config.PLACEHOLDER_MODE is true so a site running
   on invented demo numbers can never be mistaken for finished, or shipped. */
.ph-banner{
  background:repeating-linear-gradient(45deg,#3a2a00,#3a2a00 12px,#4a3600 12px,#4a3600 24px);
  color:#ffdf8a;font-size:12.5px;font-weight:600;text-align:center;padding:8px 16px;
  border-bottom:1px solid #6b4e00;letter-spacing:.01em;
}
.ph-banner b{color:#fff}

/* ── SIGNATURE BUTTON ───────────────────────────────────────────────────────
   The house interaction, network-wide:
     hover  → the accent FILLS the button from left to right
     press  → the fill becomes a LOAD bar that runs to 100%, then it goes
   Any element with .btn gets it. Add .btn-primary for solid, .btn-ghost for
   outline. JS helper sigGo(el, fn) runs the load motion then fires fn.
   Honors prefers-reduced-motion: the fill is instant, nothing animates. */
.btn{
  position:relative;overflow:hidden;isolation:isolate;
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:inherit;font-size:15px;font-weight:700;letter-spacing:.01em;
  padding:13px 24px;border-radius:11px;border:1px solid transparent;cursor:pointer;
  transition:transform .16s ease,border-color .18s ease,color .18s ease,box-shadow .18s ease;
  -webkit-tap-highlight-color:transparent;
}
.btn::before{                 /* the fill / load layer */
  content:"";position:absolute;inset:0;z-index:-1;
  background:var(--accent);
  transform:scaleX(0);transform-origin:left center;
  transition:transform .34s cubic-bezier(.22,.9,.3,1);
}
.btn:hover::before{transform:scaleX(1)}
.btn:active{transform:translateY(1px)}
.btn:focus-visible{outline:2px solid var(--accent);outline-offset:3px}

/* Primary CTA: gradient pill with a live glow, per the reference mock. */
.btn-primary{
  background:linear-gradient(180deg,color-mix(in srgb,var(--accent) 88%,#fff),var(--accent));
  color:var(--accent-ink);border-radius:999px;
  box-shadow:var(--glow),var(--glass-edge);
}
.btn-primary::before{background:#fff;opacity:.18}       /* sheen over solid */
.btn-primary:hover{box-shadow:var(--glow-strong),var(--glass-edge)}

.btn-ghost{background:var(--glass);color:var(--text);border-color:var(--line-2);border-radius:999px;
  box-shadow:var(--glass-edge)}
.btn-ghost:hover{color:var(--accent-ink);border-color:var(--accent-text);box-shadow:var(--glow),var(--glass-edge)}

.btn-lg{font-size:16.5px;padding:16px 30px;border-radius:12px}
.btn-block{width:100%}

/* loading state — the fill turns into a progress run, then the click goes */
.btn.is-loading{pointer-events:none;color:transparent!important}
.btn.is-loading::before{
  transform:scaleX(1);
  transition:transform var(--load-ms,620ms) cubic-bezier(.4,.05,.35,1);
  background:var(--accent);opacity:1;
}
.btn-primary.is-loading::before{background:rgba(255,255,255,.28)}
.btn.is-loading::after{
  content:"";position:absolute;left:50%;top:50%;width:17px;height:17px;margin:-8.5px 0 0 -8.5px;
  border:2.5px solid rgba(255,255,255,.35);border-top-color:#fff;border-radius:50%;
  animation:sigspin .62s linear infinite;
}
.btn-ghost.is-loading::after{border-color:var(--accent-line);border-top-color:var(--accent-text)}
@keyframes sigspin{to{transform:rotate(360deg)}}

@media (prefers-reduced-motion:reduce){
  .btn::before,.btn.is-loading::before{transition:none}
  .btn.is-loading::after{animation-duration:1.4s}
  html{scroll-behavior:auto}
}

/* ── HEADER / NAV ───────────────────────────────────────────────────────── */
header.site{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--bg) 88%,transparent);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:66px;gap:16px}
.brand{display:flex;align-items:center;gap:9px;font-weight:800;letter-spacing:.03em;font-size:17px;white-space:nowrap}
.brand img{height:38px;width:auto}
.brand b{color:var(--text);font-weight:900}
.brand i{color:var(--accent-text);font-style:normal;font-weight:900}
.nav-links{display:flex;gap:26px;align-items:center}
.nav-links a{color:var(--muted);font-size:14px;font-weight:600;transition:color .15s}
.nav-links a:hover{color:var(--accent-text)}
.nav-cta{display:flex;align-items:center;gap:13px}
.phone-link{color:var(--text);font-size:14px;font-weight:700;white-space:nowrap}
.menu-btn{display:none;background:none;border:1px solid var(--line-2);color:var(--text);border-radius:9px;width:42px;height:42px;font-size:19px;cursor:pointer;font-family:inherit}

/* theme toggle */
.theme-btn{
  background:var(--panel-2);border:1px solid var(--line-2);color:var(--text);
  width:42px;height:42px;border-radius:11px;font-size:17px;cursor:pointer;
  display:inline-flex;align-items:center;justify-content:center;transition:.18s;font-family:inherit;flex:0 0 auto;
}
.theme-btn:hover{border-color:var(--accent-text);color:var(--accent-text)}

/* ── SHARED BLOCKS ──────────────────────────────────────────────────────── */
section{padding:64px 0}
.sec-head{margin-bottom:28px}
.sec-head h2{font-size:clamp(24px,3vw,34px);font-weight:800;letter-spacing:-.015em}
.sec-head p{color:var(--muted);font-size:15.5px;margin-top:6px}

.eyebrow{
  display:inline-block;color:var(--accent-text);font-size:11.5px;font-weight:800;letter-spacing:.14em;
  border:1px solid var(--accent-line);background:var(--accent-soft);padding:7px 15px;border-radius:999px;margin-bottom:22px;
}
.norisk{margin-top:16px;color:var(--muted);font-size:13.5px;font-weight:500;max-width:520px;margin-left:auto;margin-right:auto}
.norisk b{color:var(--accent-text);font-weight:800}

/* stat line (Law 5) */
.statline{
  display:inline-flex;flex-wrap:wrap;align-items:center;justify-content:center;
  margin-top:28px;background-color:var(--panel);background-image:var(--glass);
  border:1px solid var(--line);
  border-radius:18px;padding:14px 6px;box-shadow:var(--shadow),var(--glass-edge);
  backdrop-filter:blur(8px);
}
.statline .item{padding:2px 24px;display:flex;flex-direction:column;align-items:center;line-height:1.2}
.statline .item + .item{border-left:1px solid var(--line)}
.statline b{color:var(--text);font-size:21px;font-weight:900;letter-spacing:-.01em}
.statline .lbl{color:var(--muted);font-size:12px;font-weight:600;margin-top:3px}

/* promise strip (Law 7) */
.promise{border-top:1px solid var(--line);border-bottom:1px solid var(--line);
  background-color:var(--panel);background-image:var(--glass)}
.promise-row{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;padding:22px 0}
.pg{display:flex;gap:13px;align-items:center;justify-content:center}
.pg .ic{font-size:25px;line-height:1}
.pg b{display:block;color:var(--text);font-size:15px;font-weight:800}
.pg span{color:var(--muted);font-size:13px}

/* form card */
.form-card{
  background-color:var(--panel);background-image:var(--glass);
  border:1px solid var(--line);border-radius:22px;padding:27px;
  box-shadow:var(--shadow),var(--glass-edge);
}
.form-card h3{font-size:20px;font-weight:800;letter-spacing:-.01em}
.form-card .hint{color:var(--faint);font-size:13px;margin:5px 0 18px}
.field{margin-bottom:14px}
.field label{display:block;font-size:12px;color:var(--muted);font-weight:700;margin-bottom:6px;letter-spacing:.01em}
.field input,.field select,.field textarea{
  width:100%;background:var(--bg-2);border:1px solid var(--line-2);border-radius:12px;
  padding:13px 15px;color:var(--text);font-size:15px;font-family:inherit;transition:border-color .15s,box-shadow .15s;
}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--accent-text);box-shadow:0 0 0 3px var(--accent-soft)}
.field input::placeholder,.field textarea::placeholder{color:var(--faint)}
.field textarea{resize:vertical;min-height:92px;line-height:1.55}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:13px}
.row3{display:grid;grid-template-columns:2fr 1fr 1fr;gap:13px}
.form-note{color:var(--faint);font-size:11.5px;margin-top:13px;text-align:center;line-height:1.5}
.form-ok{display:none;text-align:center;padding:34px 10px}
/* Success / failure marks are SVG now, not emoji — coloured semantically and
   sized in em so they scale with the surrounding type. */
.form-ok .ic{color:var(--ok);display:flex;justify-content:center;margin-bottom:4px}
.form-ok .ic.warn{color:var(--warn)}
/* bullet ticks in the why-us list */
.fin li svg{color:var(--accent-text);margin-top:.15em}
.form-ok h3{margin:14px 0 8px;font-size:21px}
.form-ok p{color:var(--muted);font-size:14.5px;max-width:400px;margin:0 auto}

/* choice pills (radio groups) */
.pills{display:flex;gap:9px;flex-wrap:wrap}
.pills label{
  display:flex;align-items:center;gap:8px;font-size:14px;color:var(--text);font-weight:600;
  border:1px solid var(--line-2);border-radius:10px;padding:10px 15px;cursor:pointer;margin:0;transition:.15s;
}
.pills label:hover{border-color:var(--accent-text)}
.pills input{width:16px;height:16px;accent-color:var(--accent-text);margin:0}
.pills label:has(input:checked){border-color:var(--accent-text);background:var(--accent-soft);color:var(--accent-text)}

/* ── STICKY APPLY BAR (mobile) ──────────────────────────────────────────
   On a phone the header CTA scrolls away and never comes back, so the only
   way to apply is to scroll to a section that has a button. This keeps one
   permanently in reach. Desktop doesn't need it — the header stays visible. */
.applybar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:none;
  gap:10px;padding:10px 14px calc(10px + env(safe-area-inset-bottom));
  background:color-mix(in srgb,var(--bg) 92%,transparent);backdrop-filter:blur(14px);
  border-top:1px solid var(--line)}
.applybar .btn{flex:1;min-height:50px}
.applybar .callbtn{flex:0 0 auto;padding-left:18px;padding-right:18px}
@media(max-width:820px){
  .applybar{display:flex}
  body{padding-bottom:76px}          /* so the bar never covers the footer */
}

/* footer */
footer.site{border-top:1px solid var(--line);padding:34px 0;color:var(--faint);font-size:13px;background:var(--panel)}
.foot{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:14px}
.foot a:hover{color:var(--accent-text)}
.legal{margin-top:14px;color:var(--faint);font-size:11.5px;line-height:1.6;max-width:900px}

/* ── RESPONSIVE ─────────────────────────────────────────────────────────── */
@media(max-width:900px){
  .promise-row{grid-template-columns:1fr;gap:16px}
  .pg{justify-content:flex-start}
}
@media(max-width:820px){
  section{padding:48px 0}
  .nav-links,.phone-link{display:none}
  .menu-btn{display:inline-flex;align-items:center;justify-content:center}
  .nav-links.open{
    display:flex;position:absolute;top:66px;left:0;right:0;flex-direction:column;align-items:flex-start;
    background:var(--panel);border-bottom:1px solid var(--line);padding:16px 22px;gap:16px;box-shadow:var(--shadow);
  }
  .row2,.row3{grid-template-columns:1fr}
  .statline{width:100%;justify-content:space-around}
  .statline .item{padding:8px 10px;flex:1 1 40%}
  .statline .item + .item{border-left:none}
  .btn{min-height:48px}          /* Law 11 — tap targets ≥44px */
  /* Law 11: tap targets. 42px was under the 44px floor on a real phone. */
  .theme-btn,.menu-btn{width:44px;height:44px;min-width:44px;flex:0 0 44px}
}

/* The header CTA duplicates the hero CTA, and on a narrow phone the two of them
   plus the wordmark forced the page to scroll sideways (439px on a 375px
   screen). Below 640px the header keeps only the theme toggle and the menu —
   the hero's own CTA is on screen anyway. */
@media(max-width:640px){
  .nav-cta > .btn{display:none}
  .brand{font-size:15px}
  .brand img{height:32px}
  .wrap{padding:0 16px}
}